[Stage One | Instruction to Exchange | 4-10 weeks]
Contact the seller's conveyancing solicitor and obtain the contract pack.
Offer on a property.
Have your mortgage offer approved.
Arrange a survey.
Carry out the Local Authority Searches.
Obtain a copy of your mortgage offer.
Arrange Building Insurance.
Investigate, review & report to you on the contents of:completion date.
Let the seller's solicitor know that you're happy & ready to proceed.
Send your solicitor the deposit monies (if you're not using the deposit your buyer provided on the sale of your house).
Swap signed contracts with your seller's conveyancing solicitor.
Action the payment of your deposit.
Send your deposit to your solicitor and have a glass of champagne because you've just EXCHANGED!
[Stage Two | Exchange to Completion | 1-28 days / or longer]
Arrange a removals service.
Contact all utilities providers to arrange a connection date.
Notify everyone of your imminent change of address.
Prepare a transfer deed.
Send the signed transfer deed to the seller's conveyancing solicitor.
Sign & return the transfer deed.
Request the mortgage money from your lender.
Send the seller's solicitor full payment for the purchase of their client's house.
In return receive:
Collect the keys to your new home and move in.
Have another glass of champagne because you've just COMPLETED!
Send to the Stamping Office:
Register your ownership of the property at the Land Registry.
Receive your new title deeds from the Land Registry and forward them to your lender (or you, if you're a cash buyer).